"Is Allianz Travel Insurance the BEST Choice for 2024? Find Out in this SHOCKING Review!"

 While traveling can be a fun escape, it is a risky activity and has many variables to consider. So many worries can take away from the enjoyment of your trip, and that's where travel insurance can help.

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Allianz Travel Insurance Global Assistance is a leading leader in travel insurance that has been around since 1890. Allianz offers a variety of travel insurance packages that can be tailored to your individual needs. Read on to find out more about Allianz.

Allianz Travel Insurance Review

Allianz is one of the leaders in the travel insurance industry, included in our guide to the best international travel insurance. With 10 plans split between single trip, annual and car rental insurance, Allianz has its bases covered. This insurance also provides special insurance for certain needs, such as annual policies for business travelers and sports equipment protection for athletes.

While Allianz is one of the best international travel insurance providers, it also has great CFAR coverage for Prime and Premier single travel plans, covering 80% of non-refundable travel costs when most policies typically offer 75%. It's also great for families, with protection for kids 17 and under in One

Allianz has good reviews among customers, receiving an average of 4.3 out of five stars across nearly 70,000 reviews on Trustpilot. Its Better Business Bureau page did slightly worse, receiving 3.64 stars out of five in 1,600 reviews. Positive reviews mention an easy and fast claims process with a responsive customer service team. However, negative reviews often mention particular difficulties in claiming event tickets.

Allianz also has a highly rated mobile app called Allyz TravelSmart through which you can contact customer service, view your plan, and submit a claim. It received an average rating of 4.4 out of five stars in the Google Play store across more than 2,600 reviews and 4.8 out of five stars from more than 22,000 reviews in the Apple app store.

Coverage Options Offered by Allianz

Allianz travel insurance offers different policies, grouped into two types: single trip insurance and annual multi-trip insurance.

Corporate travel insurance policies may include the following types of coverage:

Trip interruption coverage, which can help cover costs if you leave early.

Travel delays, which can cover some of the costs if you require additional accommodation due to travel delays.

Emergency medical transportation, which includes transportation to a hospital for qualifying illnesses and injuries.

Emergency medical expenses in the event of a dental or medical emergency.

Baggage delays, which can cover some of the costs if you need to purchase necessary items because your baggage is delayed for a certain period of time. Must have a receipt for this.

Loss or damage to baggage, which can help cover some costs if your bag is lost, stolen or damaged.

Epidemic coverage support, which can help cover costs if you have to cancel a non-refundable trip due to an epidemic. It is important to remember that there may be limitations and this may not be possible everywhere.

Travel accident coverage, which can cover costs related to injuries resulting in loss of sight, hands or feet, as well as loss of life.

Support via 24 hour hotline

Single Trip Package

A common budget option is OneTrip Basic, which can offer a range of coverage if something happens, if you make a claim for a qualifying reason.

One step forward is the OneTrip Prime policy, one of the most popular plans Allianz offers. This plan has higher coverage limits than the Basic plan, as well as several additional perks.

A more complete option is OneTrip Premier, which includes more comprehensive protection if you need it. These policies are geared toward wider, longer trips and include extras like SmartBenefits—which cover up to $100 per day for covered travel or baggage delays with no receipt required, just proof of delay—and sports equipment loss coverage.

Available coverage limits vary by plan. Here's an overview of each policy's coverage:

Other OneTrip Premier benefits not mentioned in the table above include:

Sports Travelers, up to $1,000 in reimbursements if a sporting event is missed for a qualifying reason

Loss of Sports Equipment, up to $1,000 in reimbursement to cover damaged or lost sports equipment

Sports Equipment Rentals, reimbursement of up to $1,000 in sports equipment rental costs if your equipment is damaged or lost

Vehicle return, reimbursement of up to $750 to return your vehicle home if you cannot drive it for a qualifying reason

Changes to the adventure and sports exclusion, which allows you to waive some losses if you participate in high-risk activities such as freediving at 30 feet, scuba diving at 100 feet, caving, and more

There are two additional single trip packages from Allianz that offer more specialized protection: One Trip Emergency and OneTrip Cancellation Plus.

OneTrip Emergency Medical

OneTrip Emergency Medical is a budget option that exclusively offers post-departure benefits to cover you during your trip. Therefore, the package does not include pre-departure benefits such as cancellation or trip interruption.

Travel delays, up to $200 per day per person with a maximum of $1000 for delays of six hours or more

Travel accident coverage, up to $10,000

Emergency medical transportation, up to $250,000

Emergency medical expenses, up to $50,000 although dental emergencies have a maximum of $750

Baggage delays, up to $750 with delays of 12 hours or more

Loss or damage to baggage, up to $2000

Support epidemic coverage

Support via 24 hour hotline

Includes concierge service

OneTrip Plus Cancellation

Allianz's OneTrip Cancellation Plus policy is an economical option that can cover costs in the event of a trip delay, interruption or cancellation for qualifying reasons. This policy includes:

Trip interruption coverage, up to $5,000

Trip cancellation coverage, up to $5,000

Travel delays, up to $150 with delays of six hours or more

Support epidemic coverage

Support via 24 hour hotline

Multi-Trip Packages

The above policy is for one trip, but with Allianz travel insurance, you can get an annual/multi-trip policy.

The initial annual plan is the AllTrips Basic policy which includes the most basic coverage, and excludes trip interruption and trip cancellation coverage.

The AllTrips Prime policy is aimed at travelers who take a minimum of three trips annually and comes with additional coverage compared to the basic plan.

Another annual plan is the AllTrips Premier policy, which is aimed at frequent travelers and includes higher coverage limits and options.

All Travel Executive

Additionally, there is an AllTrips Executive policy, which may be suitable if you frequently travel for business. In this plan, private travel is also covered. This policy includes:

Trip interruption coverage, up to $5,000, $7,500, or $10,000

Trip cancellation coverage, up to $5,000, $7,500, or $10,000

Travel delays, with daily limits of $200 to $1,600 for delays of six hours or more

Travel accident coverage, up to $50,000

Emergency medical transportation, up to $250,000

Emergency medical expenses, up to $50,000 although dental emergencies have a maximum of $750

Baggage delays, up to $1,000 with delays of 12 hours or more

Loss or damage to baggage, up to $1,000

Rental car damage and theft coverage, up to $45,000

Business equipment coverage, up to $1,000 if your business equipment is lost or damaged

Business equipment rental coverage, up to $1,000 if you need to rent business equipment due to loss, damage, or theft

Change fee coverage, up to $500 to cover the cost of changing tickets for qualifying reasons

Loyalty program redeposit fee coverage, up to $500 to recover lost fees for reclaiming loyalty points after a trip is cancelled

Support epidemic coverage

Support via 24 hour hotline

Includes concierge service

Pre-existing condition coverage is available when purchased within 15 days of first trip deposit

Additional Coverage Offered by Allianz

In addition to the travel insurance policies from Allianz listed above that help travelers prepare for disruption and cancellation, there are additional add-ons that can cover more.

OneTrip Rental Car Protector

If you're looking for rental car protection, Allianz offers a OneTrip Rental Car Protector policy for $11 per day. This policy includes:

Trip interruption coverage, up to $1,000

Loss or damage to baggage, up to $1,000

Collision damage waiver, up to $50,000 which helps cover costs if your rental car is damaged in an accident or stolen

Support via 24 hour hotline

In addition to the rental car coverage plan, with the OneTrip Prime plan, there is an optional upgrade to get Compulsory Work coverage. If there's a work-related emergency and you need to cancel for some reason, this coverage can help recover costs.

Cancel For Any Reason

An optional upgrade to OneTrip Prime and OneTrip Premier, Allianz's cancellation for any reason policy covers 80% non-refundable fees when canceling a trip for any reason. Allianz stands out compared to the best CFAR travel insurance because most policies only offer 75% coverage.

What is Not Included in Allianz Travel Insurance?

Allianz travel insurance covers the basics and more and has some high-risk activity exclusions in the OneTrip Premier plan. Additionally, Allianz travel insurance does not cover the following:

Violent acts, such as war, terrorism, and civil unrest

Risky adventure sport

Unexpected natural disasters (OneTrip Premier allows cancellation due to hurricane warnings)

Flight

Pollution

Travel warnings or any government regulations and more

If you're interested in coverage of activities like scuba diving, skiing and more, consider World Nomads, which covers more than 200 activities.

Allianz Travel Insurance Costs

Allianz Single Trip Travel Insurance Estimates

How much travel insurance costs with Allianz will depend on various factors, including the type of policy you purchase. To get an offer with Allianz, you must provide the following:

Your destination

Travel dates

Your age

The state where you live

Total travel costs

Starting April 2024, a 23-year-old from Illinois taking a weeklong $3,000 budget trip to Italy will get the following Allianz travel insurance quotes:

$102 for Basic OneTrip

$151 for OneTrip Prime

$184 for OneTrip Premier

A 30-year-old traveler from California headed to Japan for two weeks, at a cost of $4,000. Allianz travel insurance quotes are:

$153 for Basic OneTrip

$195 for OneTrip Prime

$270 for OneTrip Premier

A 65 year old couple looking to escape from New York to Mexico for two weeks with a trip costing $6,000 will get the following Allianz travel insurance quote:

$298 for OneTrip Basic (total for two travelers)

$400 for OneTrip Prime (total for two travelers)

$540 for OneTrip Premier (total for two travelers)

Allianz travel insurance premiums generally compare favorably to the average cost of travel insurance at $248 per trip, but again, the specifics of your trip will largely determine how much you will pay to insure it.

Allianz Annual Multi-Trip Estimates

To receive an Allianz annual plan price quote, you don't need much information. You only need the following:

Insurance start date

Your age

Your country of residence

A 30-year-old New York resident looking for travel insurance would pay the following annual travel insurance prices with Allianz:

Allianz Basic: $125

Allianz Premier: $249

Allianz Executive: $459

A 60 year old couple from Texas will pay as follows:

Allianz Basic: $63 per traveler, total $126

Allianz Premier: $217.50 per traveler, total $435

Allianz Executive: $485 per traveler, total $970

Submit a claim to Allianz Travel Insurance

If you purchased a travel insurance policy through Allianz and experience a qualifying event, you can submit a claim on the company's website or through the TravelSmart app.

To submit a claim to Allianz, you must submit information on their website or app about the type of claim and  give upporting attestation, as well as payment information to  gain payment. 

You must  elect a plan and enter your dispatch or policy number and your departure date.   

still, you can  communicate  the company at1-866-884-3556, If you need  backing when filing a claim with Allianz. To  communicate  Allianz online, you can submit your request via its contact form.    

Allianz mailing address is   Allianz Global Assistance   Box 71533   Richmond, VA 23255- 1533  Compare Allianz Travel Insurance  See how Allianz  heaps up against the competition.  

Allianz Travel Insurancevs. AXA Travel Insurance  Competitor  trip insurance AXA covers 75 ofnon-refundable costs if you choose to cancel, for any reason( as the name suggests) if you choose it as an upgrade and buy it two weeks before your first trip deposit. Allianz's CFAR policy covers 80non-refundable  freights.   

This means that if we look at  trip insurance quotes grounded on a 30- time-old  rubberneck from California who went to Japan in the first two weeks of October paying a aggregate of$ 4,000 for the trip, AXA  trip insurance is more affordable. 

It costs$ 97 for the tableware plan, which covers 100 cancellation and trip interruption. Compare this to$ 153 for the OneTrip Basic Plan through Allianz.   Allianz Travel Insurancevs. 

HTH Travel Insurance  Allianz is a good  trip insurance option if you're looking for a variety of  acclimatized options. Another  contender, HTH Worldwide Travel Insurance, has three  trip protection options. 

TripProtector Economy is a budget HTH option and may be suitable if you're looking for advanced medical content limits. 

This policy includes accident and illness benefits of over to$ 75,000 and dental benefits of$ 500.   

Plus, the policy covers up to$ 500,000 for  exigency evacuation. Allianz's OneTrip Basic policy covers the same dental benefits but only offers$ 10,000 in medical charges.    Allianzvs. 

Credit Card Travel Insurance  Travel insurance  programs can offer strong protection, but if you are looking for  commodity  introductory for trip interruption or cancellation and auto reimbursement protection, check out your  trip  prices creditcard.However, rainfall, or cancellation that impacts your trip, If you  witness illness.   

Credit card  trip insurance content may be suitable for short  passages where you do not have  numerous repaid charges up front. still, if you are going to be traveling for a while, have a lot of charges reimbursed, and are  upset about health content, traditional  trip insurance may be your stylish option.   

How We Review Allianz Travel Insurance  As part of this Allianz  trip insurance review, we look at the stylish  trip insurance providers in the field. 

We review the  colorful options offered, content limits, benefits, add- ons, inflexibility, protocols, claims process, and affordability.   Allianz manages to offer  numerous different  programs aimed at everyday  trippers, business  trippers and athletes. 

To find the stylish  trip insurance option for you, check out several companies, review their benefits, and compare offers.

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